Debt pressure affects different people differently.
Who We Help
Situation pages for salary earners, homeowners, guarantors, directors, SME owners, and self-employed borrowers.
Free • Private
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- Independent debt advisory
- Not AKPK or a law firm
- Private first review
Who We Help
Pick the one that sounds like you.

Individuals & Salary Earners
Your salary is no longer enough to manage commitments.
We help organize personal debt, legal letters, AKPK readiness, and affordability before you make the next promise to creditors.
See how
Business Owners & Directors
Business debt, personal guarantee, and family finances are overlapping.
We help directors separate company exposure, personal exposure, and urgent creditor timelines.
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Guarantors
You guaranteed someone else and now the creditor is contacting you.
We help you organize guarantee documents, creditor letters, and the possible personal-risk route.
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Self-Employed Borrowers
Income is irregular and creditors want fixed payments.
Self-employed debt reviews need bank statements, real cash-flow, creditor timelines, and a payment plan built around actual income.
See how